

OWN IT NOW. PAY LATER. INTEREST FREE.
AVAILABLE ON ORDERS BELOW $1000
Zip Pay is an easy and flexible payment method which gives you the freedom to buy now and pay later.
Zip Pay repayments are flexible to suit your lifestyle - weekly, fortnightly or monthly, and you can pay as much as you like as long as you meet your minimum monthly repayments (advised at the time of sign up).
NOT YET A CUSTOMER?
MORE ABOUT ZIP
- Reusable account – one account with one monthly statement
- Interest free – no interest, hidden fees or upfront payments
- Flexible payments – weekly, fortnightly or monthly
Late fees may apply if payments are not made on time.
Please see Zip terms
WHAT DO I NEED TO USE ZIP?
To be eligible to apply for a Zip Pay account, you need to:
- Be an Australian citizen or permanent resident
- Have a valid Facebook or PayPal account, in your own name
- Have a valid debit card, in your own name
- Have not declared bankruptcy or insolvency
Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, before the due date. Available to approved applicants only. *Subject to Zip’s terms. See www.zip.co/terms.
Please note that Zip is not a service provided by SP Tools. It is a facility offered by Zip Co Limited.